Money

Try the 4-Gift Rule to Keep Your Holiday Spending in Check

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Those of us who have fond memories of opening stacks of presents under the tree on Christmas morning want to re-create that same magical feeling for our kids when the holidays roll around.

We want their eyes to grow wide when they see what’s waiting for them to unwrap. We want their hearts to burst with joy when they find they got just what they wanted.

What we don’t need, of course, is for our eyes to grow wide when checking our credit card statements and our hearts to sink with disappointment when realizing it’ll take months to pay down

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