Overspending to make the holidays special can lead to major post-holiday regrets.
Retail experts predict the average consumer will spend $832.84 on gifts, food, decor and more in 2022, according to the National Retail Federation’s annual survey on holiday spending. Is an extra thousand dollars in your holiday budget?
As you start your holiday shopping, it’s essential to figure out how much money you can spend before figuring out what you want to spend your money on. That means creating a specific holiday budget.
If you set aside an hour to review your numbers and create a holiday budget, you’ll
