If you have a health savings account but not enough money to cover your medical expenses, you are not necessarily doomed to insurmountable debt — even if you owe on old medical bills.
Alexandra Wilson, a Certified Financial Planner in Atlanta, used her HSA contributions one year to cover medical bills she incurred the previous year when she gave birth to her daughter.
She had front-loaded her HSA in anticipation of her daughter’s arrival. But as so many new parents discover, Wilson ended up making additional visits to her pediatrician post-delivery.
Instead of racking up debt or digging into her