When you walked into the dealership, you fell in love with your current car. It was so shiny and new.
Five years later, you’ve fallen out of love with your gas-guzzler with the thread-bare tires and are wondering if you could just trade it in for the next beauty.
Then you remember you still owe on your current hunk of junk. And that to get monthly payments low enough for you to afford your current car, you jumped at the six-year (or seven-year… or eight-year) term the dealer offered.
You’re not the first person to fall for a set of
