Put the scissors down.
Although you may be ready to cancel your credit card, it’s not as easy as simply cutting the card in tiny pieces (although that is one of the steps).
It’s important to cancel a credit card the right way, so you don’t get hit with unexpected fees or discover three months later that the number’s been stolen.
Should You Cancel Your Credit Card?
If you’ve recently paid off your credit card, it may seem like a good idea to cancel it, too — especially if you don’t intend to use it anymore. However, you should