Someone born in 2000 has about a 1 in 4 chance of becoming disabled before they reach their full retirement age of 67. For a worker who becomes disabled during their working years, Social Security Disability Insurance (SSDI) is a lifeline.
As with Social Security retirement benefits, Social Security disability benefits are available only to workers who have earned work credits and paid payroll taxes. In some cases, spouses and dependent children can collect either type of benefit based on the insured person’s work record.
The SSDI application process is notoriously difficult. People who qualify for benefits must adhere to
