Sorting through the best life insurance companies for your needs isn’t as easy as choosing the next Netflix series to binge watch. There are a lot of factors people should take into consideration when searching for the ideal policy.
First of all, what type of life insurance do you need? (And if you’re thinking, “Holy moly, there are different types?!” don’t worry, you’re not alone.)
Second, consider your specific conditions and lifestyle choices. Are you a smoker? Do you have a family history of a terminal illness? Different life insurance companies treat people with various habits, conditions and family history differently. You need to make sure you’re being treated fairly and finding the best deal.
Don’t be intimidated by the jargon, the options or the decisions related to your passing away. We’re here to tell you everything you need to know to find the best life insurance in 2023.
The 7 Best Life Insurance Companies for 2023
Company AM Best Rating J.D. Power Ranking Premium Best for… State Farm A++ 839 Average Term life insurance Northwestern Mutual A++ 794 Low Whole life insurance Protective A+ 759 Low Universal life insurance Mutual of Omaha A+ 801 Average Burial insurance Transamerica A 740 Low Smokers
