When you decide to purchase a home, and you use a mortgage to pay for the home over time, you are almost certainly going to be required to carry homeowners insurance.
This protects the lender in case anything happens to the home in terms of damage or other loss of value.
Purchasing insurance of any kind can be complicated and problematic, because you want to make the correct choice for your needs and within your budget. One of the problems is that there are many companies to choose from and many decisions to be made in terms of coverage options.
