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Bad Governance, Not Climate Change, Jeopardizes California Home Insurance

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Two of California’s largest insurance providers have ceased offering new coverage to property owners in the nation’s most populous state. Politicians, the press, and corporate spokesmen eager to protect their Wall Street “environmental, social, and governance” (ESG) scores are blaming climate change, but the true culprit is incompetent governance.

Allstate joined State Farm last week to discontinue applications for new property coverage in California, which has been ravaged by wildfires that have consumed entire communities. Last month, State Farm, which insures more property in California than any other company, declared a halt to new policies, citing “historic increases in construction costs” combined with “rapidly growing catastrophe exposure.” Allstate, California’s fourth-largest property and casualty insurance provider, quietly did the same, according to the San Francisco Chronicle on Thursday.

“The pause began last year but appeared to receive only a passing mention in industry publications,” the Chronicle reported. That Allstate and State Farm are ceasing coverage on the West Coast “signals that insurance woes in the state may be more severe than the public is aware of.”

The two insurance giants cover more than 13 percent of California’s property and casualty market share. Allstate told the Chronicle the firm paused new policies “so we can continue to protect current customers.”

Residents in fire-prone areas have already struggled to guarantee home insurance from companies wary of the potential wildfires that set the state ablaze every year. High-end insurers AIG and Chubb pulled back coverage in California last year, citing fire risk.

The

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Fontes, GOP Ask AZ Supreme Court To Allow 100K Electors To Vote Full-Ballot Following Registration ‘Error’

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Arizona’s Democrat secretary of state and Republicans are asking the state supreme court to allow nearly 100,000 electors to vote “full-ballot” this November after it was discovered an error by government officials put their ability to vote in state and local races in jeopardy.

“We will not stand by as voters are disenfranchised, especially so close to an election,” Arizona GOP Chair Gina Swoboda said in a statement. “Rushing to disenfranchise voters now would not only be illegal but would severely undermine confidence in our elections.”

As my colleague Brianna Lyman reported, the issue in question came to light earlier this week when state officials revealed they “found approximately 97,000 voters who are currently listed as full-ballot voters despite having not fulfilled the requirement to provide documentary proof of citizenship to vote in statewide elections.” The error appears to have resulted “from the way the Motor Vehicle Division provides driver’s license information to the state’s voter registration system,” according to left-leaning Votebeat Arizona.

Secretary of State Adrian Fontes said these voters “lean more heavily Republican” and are between 45-60 years old, as reported in the Votebeat article.

In Arizona, voters registering via state registration form must provide documentary proof of citizenship (DPOC) to vote in state and local races. Those who are unable to provide such proof are registered as “federal-only” voters and can only cast ballots in federal races.

Maricopa County Recorder Stephen Richer filed a lawsuit with the Arizona Supreme Court on Tuesday, asking that the secretary be forced

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Conservative Legal Group Sues Gavin Newsom For Hiding Child Gender ‘Transitions’ From Parents

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A conservative legal nonprofit is suing California Gov. Gavin Newsom for state prohibitions that prevent schools from telling parents about student requests to identify as a different gender without the student’s consent.

In July, the state’s far-left governor signed Assembly Bill 1955, which bars school officials from notifying parents when their children go by different names or request to use bathrooms for the opposite sex unless the children consent to the notification. The bill further bars any policy that would require schools to inform parents of their child’s gender “transition.” The pro-Trump legal foundation, America First Legal, filed a lawsuit Wednesday to challenge the law on behalf of California parents and the City of Huntington Beach, which has been resisting Sacramento radicalism since conservatives captured a majority on the town council two years ago.

“This law violates the 14th Amendment, which guarantees the rights of parents to make decisions about their minor children regarding all medical treatment — in this case, social ‘transitioning,’” the nonprofit said in a press release. “Fit parents are presumed to act in the best interest of their child. The government cannot intervene in their relationship simply because it does not like the parents’ decision.”

The California law is the first of its kind at the statewide level, as many parents grapple with whether to remain on the West Coast given the hostility toward parents who protest radical gender policy. Last year, California Republican state Sen. Scott Wilk bluntly recommended parents “flee” to keep their children.

“In the

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Melania Trump Must Pick Up Where Michelle Obama Unsuccessfully Left Off In Tackling Childhood Obesity

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Former First Lady Melania Trump is already preparing to resurface as a presidential spouse next year, and she has an opportunity to drive change and forge unity in confronting the most desperate long-term health crisis in centuries.

Now running with the unprecedented endorsement of a legacy Kennedy, the Trump family may soon reclaim White House authority and with it the opportunity to pick up where former First Lady Michelle Obama left off. Childhood obesity represents one of the few issues on which the new Republican White House can reclaim moral authority and also galvanize a bipartisan political movement with a major push to end this destructive epidemic.

When the Obama family came into office, the epidemic of childhood obesity catalyzed what at first had seemed an optimistic initiative to tackle the health care crisis plaguing our children. By 2009, nearly 17 percent of children aged 2-19 were obese, representing a striking increase from just 5 percent in 1971. In 2017, the number had grown even higher, with more than 19 percent of children in America, or nearly 1 in 5, struggling with obesity. The number of kids and teens coping with “severe obesity” reached 6 percent for the first time ever by 2013, according to the Centers for Disease Control and Prevention (CDC).

The first lady’s movement obviously failed, and the campaign did so for two probable reasons: 1) half the country wrote off the celebrity-infused campaign as an unserious example of nanny-state finger-wagging from elites in D.C., and 2)

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